This cabinet card bust portrait features a pretty young girl who looks quite intense. I believe that she appears much older than her actual age. I would hypothesize that she is no older than in her young teens. She is wearing a lace collar and earrings. She has relatively short curly hair. This photograph was taken at the Hower studio in Goshen, Indiana.
THE CABINET CARD GALLERY 
Lovely! I will see your hypothesis “that she is no older than in her young teens” and raise you one that she isn’t even in her teens yet 🙂
You may be right i wouldnt have the confidence to bet on my hypothesis i fold